> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cngn.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Redeem Asset

> Redeem cNGN for Naira, settled to a Nigerian bank account

Initiates a redemption: cNGN is burned and the equivalent Naira is paid out to the specified bank account.

<Note>
  Requires the **Redeem** permission. The request body must be [encrypted](/guides/encryption). Verify the destination account first with [Verify Account Details](/api-reference/verify-account-details).
</Note>

### Body parameters (plain payload, pre-encryption)

<ParamField body="amount" type="number" required>
  Amount of cNGN to redeem. Minimum `1`.
</ParamField>

<ParamField body="bankCode" type="string" required>
  CBN bank code of the destination bank, from [Get Banks](/api-reference/get-banks).
</ParamField>

<ParamField body="accountNumber" type="string" required>
  10-digit destination account number.
</ParamField>

<ParamField body="saveDetails" type="boolean">
  Save these bank details for future redemptions.
</ParamField>

### Response (decrypted `data`)

<ResponseField name="trxRef" type="string">
  Redemption transaction reference. Track it via [Get Transactions](/api-reference/get-transactions).
</ResponseField>

<ResponseField name="address" type="string">
  The deposit address associated with the redemption.
</ResponseField>

<RequestExample>
  ```json Plain body (encrypt before sending) theme={null}
  {
    "amount": 100000,
    "bankCode": "058",
    "accountNumber": "0123456789",
    "saveDetails": true
  }
  ```

  ```bash cURL (wire format) theme={null}
  curl -X POST "https://api.cngn.co/v1/api/redeemAsset" \
    -H "Authorization: Bearer YOUR_API_KEY" \
    -H "Content-Type: application/json" \
    -d '{
      "content": "<base64 AES-256-CBC ciphertext of the plain body>",
      "iv": "<base64 16-byte IV>"
    }'
  ```
</RequestExample>

<ResponseExample>
  ```json 200 - Success (data shown decrypted) theme={null}
  {
    "status": 200,
    "message": "Deposit for redeem was successfully",
    "data": {
      "trxRef": "RD-3e7a91cf",
      "address": "0x1fA2b3C4d5E6f7A8b9C0d1E2f3A4b5C6d7E8f9A0"
    }
  }
  ```

  ```json 400 - Service disabled theme={null}
  {
    "status": 400,
    "message": "Service is currently unavailable. Please try again later."
  }
  ```
</ResponseExample>